Terms of Service

Last updated: 18/06/2026

The service

Subgent helps you discover recurring subscriptions in your bank transactions. Subscription detection is an estimate based on transaction patterns and may not be 100% accurate. Always verify before cancelling any service.

Your responsibilities

You are responsible for the accuracy of data you import and for keeping your account secure. You must only connect accounts you are authorised to access.

Open Banking

Bank connections are provided through GoCardless Bank Account Data. Your consent has an expiry date, after which you will need to reconnect. We act as a data processor for the transaction data you choose to share.

No financial advice

Subgent does not provide financial advice. Cost estimates are informational only.

Termination

You may delete your account at any time. We may suspend accounts that violate these terms.