EU-first · Open Banking · Frankfurt hosted
Find every hidden subscription in your bank account
Subgent detects recurring payments from your transactions — not just known merchants. Connect your bank through Open Banking or import a CSV, and see exactly what you're paying every month.
Connect your bank
Securely link your account via GoCardless Open Banking. We never see your bank login.
Or import a CSV
Prefer not to connect? Upload an export from your bank and map the columns.
See the real cost
Monthly and yearly estimates, confidence scores, and why each was detected.
Privacy by design
We never store your bank credentials, we don't cache private banking data at the edge, and we keep no third-party analytics on your financial pages. You can delete your financial data — or your whole account — at any time.